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The result of an application is mostly based on your credit score, although other factors are.

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Whether your reward is cash back, miles or points, it adds up to money in your pocket. Some people believe that you should avoid getting a credit card as they generate debt. This method requires you to find a card that's suitable for someone with low credit. There are thousands of credit cards out there to choose from. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial.

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This method requires you to find a card that's suitable for someone with low credit.

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